> ## Documentation Index
> Fetch the complete documentation index at: https://docs.foldd.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction  to  payments

The **Foldd Payments API** enables businesses to **accept, process, and manage payments seamlessly**. It supports the entire **payment lifecycle**—from creation to capture, refunds, and disputes—allowing smooth integration of **various payment methods** into any application with minimal complexity.

### How to try your first payment through Foldd?

To use the Payments API:

Get a **Sandbox API Key (Dashboard)** – Quick testing without setup.

<Tip>We recommend using our [Dashboard](https://app.foldd.com/dashboard/login) to generate API Key and setting up Connectors (Step 4) for faster trial and simple setup.</Tip>

<Steps>
  <Step title="Create a Merchant Account">
    This account is representative of you or your organization that would like to accept payments from different <Tooltip tip="Can be a payment method or payment service provider">payment connectors</Tooltip>

    <Steps>
      <Step title="Foldd Dashboard flow" icon="box-open">
        Access the <Tooltip tip="Control Center is a frontend interface for the API to track and test payments">[Dashboard](https://app.foldd.com/dashboard/login)</Tooltip> and sign up -> **Sign up here is equivalent to creating a Merchant Account**
      </Step>
    </Steps>
  </Step>

  <Step title="Create API Key">
    You can now generate an API key that will be the secret key used to authenticate your payment request

    <Steps>
      <Step title="Foldd Dashboard flow" icon="box-open">
        In Dashboard go to Developer-> API Keys -> +Create New Api Key. This key can be used in your API requests for authentication.
      </Step>
    </Steps>
  </Step>

  <Step title="Set up Connectors">
    Connect the payment [connectors](api-reference/merchant-connector-account/merchant-connector--create) and payment methods that your organization will accept. Connectors could be a payment processor/facilitator/acquirer or a provider of specialized services like Fraud/Accounting

    <Steps>
      <Step title="Foldd Dashboard flow" icon="box-open">
        In Dashboard go to Connectors -> <Tooltip tip="Adding other connectors (eg. Adyen) will require you to go through their respective documentation">+Connect a Dummy Processor</Tooltip>. Choose the payments methods to enable and complete setup.
      </Step>
    </Steps>
  </Step>

  <Step title="Try your first payment">
    You are all set! Go ahead and try the [Payments API](api-reference/payments/payments--create), be sure to try the different use cases provided
  </Step>
</Steps>

***